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  • Survey: Nearly 2 In 3 Have Lost Or Had Stolen Their Wallet

    Survey: Nearly 2 In 3 Have Lost Or Had Stolen Their Wallet

    Have you ever experienced that sinking feeling when you reach in your pants or purse for your wallet, and it's gone? You're not alone. According to an exclusive MoneyTips survey, 62% of respondents have had...More >>
    Have you ever experienced that sinking feeling when you reach in your pants or purse for your wallet, and it's gone? You're not alone. According to an exclusive MoneyTips survey, 62% of respondents have had their...More >>
  • Best States to Die In... For Taxes

    Best States to Die In... For Taxes

    Does your ability to pass on your wealth to your heirs depend on where you live ... and die? Indeed, it does. Federal estate taxes apply no matter where you live within the U.S., but eighteen states subject their...More >>
    Does your ability to pass on your wealth to your heirs depend on where you live ... and die? Indeed, it does. Federal estate taxes apply no matter where you live within the U.S., but eighteen states subject their citizens to...More >>
  • Proposed Law Stops Auto Insurers Using Credit Scores To Set Rates

    Proposed Law Stops Auto Insurers Using Credit Scores To Set Rates

    Another Use for Your Credit Score You probably know that your credit score affects the interest rates you'll pay for credit cards and loans. Did you know that your credit score could also affect your auto...More >>
    Another Use for Your Credit Score You probably know that your credit score affects the interest rates you'll pay for credit cards and loans. Did you know that your credit score could also affect your auto insurance...More >>
  • What Americans Would Do To Protect Our Identities

    What Americans Would Do To Protect Our Identities

    With the massive Equifax hack of 2017, the credit bureaus have shown that they can't protect your identity. It's up to you. How far would you go to protect it yourself? Would you stop using public WiFi?...More >>
    With the massive Equifax hack of 2017, the credit bureaus have shown that they can't protect your identity. It's up to you. How far would you go to protect it yourself? Would you stop using public WiFi? Stop using...More >>
  • 13 Ways To Prevent Credit Card Fraud

    13 Ways To Prevent Credit Card Fraud

    You've taken steps to avoid identity theft, and maybe even applied a credit freeze to your credit report. You can sit back and relax, right?Wrong. You may have prevented identity thieves from opening new...More >>
    You've taken steps to avoid identity theft, and maybe even applied a credit freeze to your credit report. You can sit back and relax, right?Wrong. You may have prevented identity thieves from opening new accounts in your...More >>
  • Your Rights As An Identity Theft Victim

    Your Rights As An Identity Theft Victim

    Would you know what to do if you discovered that you were a victim of identity theft? Given the massive data breaches over the last few years, it's important that you understand your rights as an identity theft...More >>
    Would you know what to do if you discovered that you were a victim of identity theft? Given the massive data breaches over the last few years, it's important that you understand your rights as an identity theft victim –...More >>
  • How To Pay Your Taxes

    How To Pay Your Taxes

    Let's assume that you drew the short straw on the 2018 tax cuts, and you owe Uncle Sam this year. How do you plan to pay? There are plenty of ways other than the old-fashioned check submitted with a paper tax...More >>
    Let's assume that you drew the short straw on the 2018 tax cuts, and you owe Uncle Sam this year. How do you plan to pay? There are plenty of ways other than the old-fashioned check submitted with a paper tax return. If...More >>
  • 3 Of 4 Americans Know A Victim Of Identity Theft

    3 Of 4 Americans Know A Victim Of Identity Theft

    More than 15 million Americans had their identity stolen last year. Do you know anyone who has suffered through the victimization, then agonized more as they struggled to reclaim their identity? Odds are you do!...More >>
    More than 15 million Americans had their identity stolen last year. Do you know anyone who has suffered through the victimization, then agonized more as they struggled to reclaim their identity? Odds are you do! We hope it...More >>
  • Utility Scams And Identity Theft

    Utility Scams And Identity Theft

    You've received a phone call from a utility company demanding a payment right now or your utilities will be immediately shut off – or maybe representatives of your utility show up at your door to make the same...More >>
    You've received a phone call from a utility company demanding a payment right now or your utilities will be immediately shut off – or maybe representatives of your utility show up at your door to make the same threat....More >>
  • Millennials Not Smart When It Comes To Credit Cards

    Millennials Not Smart When It Comes To Credit Cards

    New Survey Shows Poor Credit Habits of Millennials Americans must love credit cards. As of the end of 2018, Federal Reserve data shows that we have racked up $870 billion in outstanding credit card debt on our...More >>
    New Survey Shows Poor Credit Habits of Millennials Americans must love credit cards. As of the end of 2018, Federal Reserve data shows that we have racked up $870 billion in outstanding credit card debt on our nearly 480...More >>
  • Child Credit Freezes 101

    Child Credit Freezes 101

    It may seem strange to you even to think of freezing your child's credit. Has your son or daughter gone on a credit binge at your local toy store or candy store? Why would your child even have credit in the...More >>
    It may seem strange to you even to think of freezing your child's credit. Has your son or daughter gone on a credit binge at your local toy store or candy store? Why would your child even have credit in the first place? ...More >>
  • Deduct Your Student Loans!

    Deduct Your Student Loans!

    Chances are that if you have student loans, you need every bit of extra cash that you can get. Did you realize that your student loans might be able to generate some cash for you? Under certain circumstances, you...More >>
    Chances are that if you have student loans, you need every bit of extra cash that you can get. Did you realize that your student loans might be able to generate some cash for you? Under certain circumstances, you may be...More >>
  • What We Don't Know About Identity Theft CAN Hurt Us

    What We Don't Know About Identity Theft CAN Hurt Us

    Equifax... Uber... Target... Under Armour.... The list of data hacks keeps growing and growing, increasing the odds that someone will steal your identity. Last year, this digital epidemic affected 14.4 million...More >>
    Equifax... Uber... Target... Under Armour.... The list of data hacks keeps growing and growing, increasing the odds that someone will steal your identity. Last year, this digital epidemic affected 14.4 million Americans. But...More >>
  • Protect Yourself From Medical Identity Theft

    Protect Yourself From Medical Identity Theft

    Medical identity theft is an increasing concern for Americans. According to the Identity Theft Resource Center, 27.9% of 2018 data breaches as of mid-June are in the Medical/Healthcare category, exposing almost 3...More >>
    Medical identity theft is an increasing concern for Americans. According to the Identity Theft Resource Center, 27.9% of 2018 data breaches as of mid-June are in the Medical/Healthcare category, exposing almost 3 million...More >>
  • More Prospective Homebuyers Frustrated

    More Prospective Homebuyers Frustrated

    How long have you been searching for your new home? The latest Housing Trends Report from the National Association of Home Builders (NAHB) suggests that you've been looking for a while and may be getting...More >>
    How long have you been searching for your new home? The latest Housing Trends Report from the National Association of Home Builders (NAHB) suggests that you've been looking for a while and may be getting frustrated in...More >>
  • Survey: 9 Of 10 Believe Equifax Should Be Punished

    Survey: 9 Of 10 Believe Equifax Should Be Punished

    MoneyTips published an article explaining that Equifax has yet to be punished for the data breach that compromised the personal data of more than 147 million Americans. We wanted to know if the credit bureau...More >>
    MoneyTips published an article explaining that Equifax has yet to be punished for the data breach that compromised the personal data of more than 147 million Americans. We wanted to know if the credit bureau should be...More >>
  • Almost 2 Of 5 Contacted About Overdue Debt

    Almost 2 Of 5 Contacted About Overdue Debt

    Have you missed enough credit card payments that your creditor has contacted you about your debt? If so, you aren't alone. According to survey results from the February 2019 PYMNTS.com Financial Invisibles...More >>
    Have you missed enough credit card payments that your creditor has contacted you about your debt? If so, you aren't alone. According to survey results from the February 2019 PYMNTS.com Financial Invisibles Report,...More >>
  • MoneyTips Identity Protection Survey Findings

    MoneyTips Identity Protection Survey Findings

    MoneyTips recently conducted an exclusive survey to discover how Americans feel about the risks of identity theft and the steps necessary to protect our data. "In the identity theft stories I know about, cleaning...More >>
    MoneyTips recently conducted an exclusive survey to discover how Americans feel about the risks of identity theft and the steps necessary to protect our data. "In the identity theft stories I know about, cleaning up the mess...More >>
  • MoneyTips Identity Protection Survey Findings

    MoneyTips Identity Protection Survey Findings

    MoneyTips recently conducted an exclusive survey to discover how Americans feel about the risks of identity theft and the steps necessary to protect our data. "In the identity theft stories I know about, cleaning...More >>
    MoneyTips recently conducted an exclusive survey to discover how Americans feel about the risks of identity theft and the steps necessary to protect our data. "In the identity theft stories I know about, cleaning up the mess...More >>
  • What Payday Loan Law Changes Mean For You

    What Payday Loan Law Changes Mean For You

    If you need money and have bad credit, payday loans may seem like your only option. Payday loans are inherently risky – and expected payday loan regulation changes have been delayed, keeping the risk relatively...More >>
    If you need money and have bad credit, payday loans may seem like your only option. Payday loans are inherently risky – and expected payday loan regulation changes have been delayed, keeping the risk relatively high. Payday...More >>
  • New Law Proposed To End College Debt

    New Law Proposed To End College Debt

    No More Collegiate Debt Could the next drag on America's economy come from student loans?According to StudentLoanHero.com, America's student loan debt burden hit $1.56 trillion – more than any other kind of...More >>
    No More Collegiate Debt Could the next drag on America's economy come from student loans?According to StudentLoanHero.com, America's student loan debt burden hit $1.56 trillion – more than any other kind of household...More >>
  • Survey: Americans Trust Trump Over Zuckerberg With Protecting Their Identity

    Survey: Americans Trust Trump Over Zuckerberg With Protecting Their Identity

    Identity theft is rampant, with an estimated $14.7 billion stolen from Americans last year alone. Nevertheless, we don't trust that the credit bureaus who hold all our personal data can protect our identities. ...More >>
    Identity theft is rampant, with an estimated $14.7 billion stolen from Americans last year alone. Nevertheless, we don't trust that the credit bureaus who hold all our personal data can protect our identities. An...More >>
  • 5 Tips For Taxpayers Who File Quarterly

    5 Tips For Taxpayers Who File Quarterly

    Are you planning on joining the gig economy and becoming self-employed? Are you embarking on retirement after years with a traditional employer? We wish you the best, and, along with the IRS, we remind you to pay...More >>
    Are you planning on joining the gig economy and becoming self-employed? Are you embarking on retirement after years with a traditional employer? We wish you the best, and, along with the IRS, we remind you to pay your...More >>
  • Shoulder Surfing 101

    Shoulder Surfing 101

    Do you know who's lurking over your shoulder? They might be trying to get a peek at your financial information. What is Shoulder Surfing? Shoulder surfing is when a would-be thief spies over your shoulder while...More >>
    Do you know who's lurking over your shoulder? They might be trying to get a peek at your financial information. What is Shoulder Surfing? Shoulder surfing is when a would-be thief spies over your shoulder while...More >>
  • How To Get Tax Liens Off Your Credit Report

    How To Get Tax Liens Off Your Credit Report

    Tax liens are claims made on your property by a government entity for failure to pay your taxes. A lien doesn't mean your property will be seized – it just means that the agency applying the lien has the first...More >>
    Tax liens are claims made on your property by a government entity for failure to pay your taxes. A lien doesn't mean your property will be seized – it just means that the agency applying the lien has the first right to...More >>
  • Student Loans Keeping Young People From Buying Homes

    Student Loans Keeping Young People From Buying Homes

    According to the New York Fed's latest Quarterly Report on Household Debt and Credit, America's student loan debt burden has reached a staggering $1.44 trillion as of September 2018. Has that burden kept...More >>
    According to the New York Fed's latest Quarterly Report on Household Debt and Credit, America's student loan debt burden has reached a staggering $1.44 trillion as of September 2018. Has that burden kept younger...More >>
  • Half Of U.S. Households Have Less Than $7,000 In Savings

    Half Of U.S. Households Have Less Than $7,000 In Savings

    Never mind what's in your wallet – what's in your savings account? A savings account is your buffer against unexpected expenses. Without sufficient savings, you'll probably rely on credit to handle...More >>
    Never mind what's in your wallet – what's in your savings account? A savings account is your buffer against unexpected expenses. Without sufficient savings, you'll probably rely on credit to handle financial...More >>
  • 5 Ways Other People Can Lower Your Credit Score

    5 Ways Other People Can Lower Your Credit Score

    Your credit score is a valuable asset that must be maintained and protected. Unfortunately, there are ways that other people can negatively affect your credit score – either inadvertently or with bad intent. ...More >>
    Your credit score is a valuable asset that must be maintained and protected. Unfortunately, there are ways that other people can negatively affect your credit score – either inadvertently or with bad intent. Protect your...More >>
  • Will Congress Give You More Control Over Your Credit Report?

    Will Congress Give You More Control Over Your Credit Report?

    Another Try at Credit Bureau Regulation What happens when you discover false information on your credit report? Whether you're dealing with the aftereffects of identity theft and fraudulent accounts or a simple...More >>
    Another Try at Credit Bureau Regulation What happens when you discover false information on your credit report? Whether you're dealing with the aftereffects of identity theft and fraudulent accounts or a simple clerical...More >>
  • Angler Phishing 101

    Angler Phishing 101

    Gone are the days of having to call a 1-800 number to interact with customer service teams. With the rise of social media, support is often available around the clock. If you've ever called out a company on...More >>
    Gone are the days of having to call a 1-800 number to interact with customer service teams. With the rise of social media, support is often available around the clock. If you've ever called out a company on social media...More >>
  • Student Loan Survey: Borrowers Are Afraid To Refinance

    Student Loan Survey: Borrowers Are Afraid To Refinance

    By Amy Beardsley When it comes to student debt, more than half of borrowers are struggling to make their payments. Refinancing your student loan is an excellent option to lower your monthly bill or to pay less...More >>
    By Amy Beardsley When it comes to student debt, more than half of borrowers are struggling to make their payments. Refinancing your student loan is an excellent option to lower your monthly bill or to pay less interest over...More >>
  • How To Spot Identity Theft On Your Credit Report

    How To Spot Identity Theft On Your Credit Report

    Be honest: How often do you review your credit report? Some sources suggest that the majority of Americans check it once per year or less. If you ask us, that's a problem. Why? Because unexciting though it may...More >>
    Be honest: How often do you review your credit report? Some sources suggest that the majority of Americans check it once per year or less. If you ask us, that's a problem. Why? Because unexciting though it may be, your...More >>
  • 2 In 5 Paid Credit Card Bills In Full Last 6 Months

    2 In 5 Paid Credit Card Bills In Full Last 6 Months

    Americans appear to be feeling more confident in their finances – at least with respect to their credit card payments. According to a new survey from CompareCards.com, more Americans are paying their credit card...More >>
    Americans appear to be feeling more confident in their finances – at least with respect to their credit card payments. According to a new survey from CompareCards.com, more Americans are paying their credit card bills in...More >>
  • Fewer Than 1 In 5 Updated Their Withholding

    Fewer Than 1 In 5 Updated Their Withholding

    The Tax Cuts and Jobs Act of 2017 cut taxes for many Americans and changed the tax bracket structure. Did you check your withholding and adjust to take any likely tax bill changes into account? According to a...More >>
    The Tax Cuts and Jobs Act of 2017 cut taxes for many Americans and changed the tax bracket structure. Did you check your withholding and adjust to take any likely tax bill changes into account? According to a study from tax...More >>
  • Over Half Of Americans With Credit Card Debt Have Had It For Over A Year

    Over Half Of Americans With Credit Card Debt Have Had It For Over A Year

    Debt, Shmebt Do you pay off your credit card bill every month? If not, how often do you pay off the full balance? If you haven't in the last year, you're with the majority of balance-carrying Americans. ...More >>
    Debt, Shmebt Do you pay off your credit card bill every month? If not, how often do you pay off the full balance? If you haven't in the last year, you're with the majority of balance-carrying Americans. According to...More >>
  • An Identity Theft Victim Speaks

    An Identity Theft Victim Speaks

    We've all heard the scary statistics of identity theft. In the last year: An estimated 16.7 million people were victimsIdentity theft cost Americans $17 billion (compared to a whopping $21.8 billion in 2012)The...More >>
    We've all heard the scary statistics of identity theft. In the last year: An estimated 16.7 million people were victimsIdentity theft cost Americans $17 billion (compared to a whopping $21.8 billion in 2012)The Federal...More >>
  • Tax Credit For The Elderly Or Disabled

    Tax Credit For The Elderly Or Disabled

    If you are over age 65 or are retired due to a disability, you may be eligible for a separate tax credit designed to help the nation's seniors and disabled. Even better than a deduction, the Senior Tax Credit...More >>
    If you are over age 65 or are retired due to a disability, you may be eligible for a separate tax credit designed to help the nation's seniors and disabled. Even better than a deduction, the Senior Tax Credit for the...More >>
  • 8 Of 9 Financially Vulnerable Americans Used Tax Refunds To Pay Bills

    8 Of 9 Financially Vulnerable Americans Used Tax Refunds To Pay Bills

    What will you do with your tax refund? We hope you have something fun in mind, but a new survey suggests that you might use it to pay bills instead. The Center for Financial Services Innovation (CFSI) recently...More >>
    What will you do with your tax refund? We hope you have something fun in mind, but a new survey suggests that you might use it to pay bills instead. The Center for Financial Services Innovation (CFSI) recently released...More >>
  • "Liar Loans" Return

    "Liar Loans" Return

    When it comes to dealing with risk, America's housing market struggles with balance. How can lenders offer affordable home mortgages for more Americans and still maintain proper safeguards? The Great Recession...More >>
    When it comes to dealing with risk, America's housing market struggles with balance. How can lenders offer affordable home mortgages for more Americans and still maintain proper safeguards? The Great Recession was...More >>
  • 1 In 5 Hiding Financial Account From Partner

    1 In 5 Hiding Financial Account From Partner

    You don't have any financial issues to hide from your partner ... do you? According to a new survey from CreditCards.com, almost 1 in 5 of us does. The survey found that 19% of Americans have at least one...More >>
    You don't have any financial issues to hide from your partner ... do you? According to a new survey from CreditCards.com, almost 1 in 5 of us does. The survey found that 19% of Americans have at least one financial...More >>
  • Consumer Credit Inquiries Declining – What Does It Mean?

    Consumer Credit Inquiries Declining – What Does It Mean?

    Have We Finally Hit the Debt Wall? According to the old saying, the two certainties in life are death and taxes. Maybe we should add debt to the list. The New York Federal Reserve's latest Quarterly Report on...More >>
    Have We Finally Hit the Debt Wall? According to the old saying, the two certainties in life are death and taxes. Maybe we should add debt to the list. The New York Federal Reserve's latest Quarterly Report on Household...More >>
  • Young Seniors Have High Non-Mortgage Debt

    Young Seniors Have High Non-Mortgage Debt

    By Sandra Parsons Debt is a major barrier to financial well-being among Americans. While we tend to think of debt as an issue affecting young and middle-aged people, the truth is that senior citizens carry debt,...More >>
    By Sandra Parsons Debt is a major barrier to financial well-being among Americans. While we tend to think of debt as an issue affecting young and middle-aged people, the truth is that senior citizens carry debt, too. Among...More >>
  • Are You Easily Fooled Online?

    Are You Easily Fooled Online?

    You're a pretty tech-savvy person. You know how to avoid common scams. You can spot phishing e-mails a mile away – even spear phishing e-mails tailored specifically to fool you. Would you like to put your...More >>
    You're a pretty tech-savvy person. You know how to avoid common scams. You can spot phishing e-mails a mile away – even spear phishing e-mails tailored specifically to fool you. Would you like to put your skills to the...More >>
  • Nearly 3 Of 4 Won't Date People In Significant Debt

    Nearly 3 Of 4 Won't Date People In Significant Debt

    Are you having trouble getting a date? Could be your rap, your looks, or your excessive debt. According to a recent survey by Finder.com, 72% of respondents say they would re-think a relationship with a partner in...More >>
    Are you having trouble getting a date? Could be your rap, your looks, or your excessive debt. According to a recent survey by Finder.com, 72% of respondents say they would re-think a relationship with a partner in...More >>
  • Why Are So Many Of Us Living Paycheck To Paycheck?

    Why Are So Many Of Us Living Paycheck To Paycheck?

    Survey Suggests Economic Overconfidence If the economy is so great and unemployment is so low, why do so many Americans live paycheck to paycheck? And why don't we seem to care? The February PYMNTS.com...More >>
    Survey Suggests Economic Overconfidence If the economy is so great and unemployment is so low, why do so many Americans live paycheck to paycheck? And why don't we seem to care? The February PYMNTS.com Financial...More >>
  • Will New Congress Oversee Credit Bureaus More?

    Will New Congress Oversee Credit Bureaus More?

    After the 2017 announcement of the Equifax data breach that potentially compromised the personal information of almost 150 million consumers, you'd probably expect Congress to take significant action to prevent...More >>
    After the 2017 announcement of the Equifax data breach that potentially compromised the personal information of almost 150 million consumers, you'd probably expect Congress to take significant action to prevent future...More >>
  • It Takes More Than 7 Years To Save Up A Down Payment

    It Takes More Than 7 Years To Save Up A Down Payment

    First-time homebuyers face many obstacles, but perhaps the most frustrating one is accumulating down payment money. Traditional loans require a 20% down payment. Using Zillow's $229,800 median home sale price...More >>
    First-time homebuyers face many obstacles, but perhaps the most frustrating one is accumulating down payment money. Traditional loans require a 20% down payment. Using Zillow's $229,800 median home sale price for...More >>
  • More Blooms, Less Dough

    More Blooms, Less Dough

    Valentine's Day may be one of the few times per year that you go out and buy fresh flowers, but that is no excuse for rookie mistakes. The gift of flowers is a reminder that you are thinking of someone and...More >>
    Valentine's Day may be one of the few times per year that you go out and buy fresh flowers, but that is no excuse for rookie mistakes. The gift of flowers is a reminder that you are thinking of someone and February 14 is...More >>
  • 1 In 4 Fear A Tax Audit

    1 In 4 Fear A Tax Audit

    Nobody enjoys a tax audit, but should you fear receiving one in any given year? Generally, the answer is no. According to the 2017 IRS data book, the agency audited nearly 934,000 tax returns during the 2017...More >>
    Nobody enjoys a tax audit, but should you fear receiving one in any given year? Generally, the answer is no. According to the 2017 IRS data book, the agency audited nearly 934,000 tax returns during the 2017 fiscal year...More >>
  • Replacing Your Expired Equifax Credit Monitoring

    Replacing Your Expired Equifax Credit Monitoring

    So Long, Free Credit Monitoring Were you one of the nearly 148 million consumers affected by the 2017 Equifax data breach? You may have taken advantage of Equifax's free one-year offer of their TrustedID...More >>
    So Long, Free Credit Monitoring Were you one of the nearly 148 million consumers affected by the 2017 Equifax data breach? You may have taken advantage of Equifax's free one-year offer of their TrustedID Premier service,...More >>
  • Almost 2 In 5 Don't Know How Credit Is Scored

    Almost 2 In 5 Don't Know How Credit Is Scored

    Are credit scores a mystery to you? Do they seem like random numbers generated by bureaucrats armed with dartboards and Ouija boards? A new survey by CompareCards.com finds that 37% of Americans have no idea how...More >>
    Are credit scores a mystery to you? Do they seem like random numbers generated by bureaucrats armed with dartboards and Ouija boards? A new survey by CompareCards.com finds that 37% of Americans have no idea how their...More >>
  • More Homebuyers Turning To Parents For Down Payment Help

    More Homebuyers Turning To Parents For Down Payment Help

    First-time homebuyers face many challenges, but the biggest task may be coming up with a suitable down payment. Consumers in the early stages of their careers often face a fresh set of bills – and in some cases,...More >>
    First-time homebuyers face many challenges, but the biggest task may be coming up with a suitable down payment. Consumers in the early stages of their careers often face a fresh set of bills – and in some cases, mountains of...More >>
  • How To Avoid Being A Tax-Scam Victim

    How To Avoid Being A Tax-Scam Victim

    To paraphrase the old adage, there are only three absolutes in life: death, taxes, and the rise of scams during tax season. A major tax scam since 2013 involves phone calls by fictional IRS agents that demand...More >>
    To paraphrase the old adage, there are only three absolutes in life: death, taxes, and the rise of scams during tax season. A major tax scam since 2013 involves phone calls by fictional IRS agents that demand immediate...More >>
  • To stop paying interest charges, overpay your credit card bill

    To stop paying interest charges, overpay your credit card bill

    Can you pay off your credit card bill in full and still be charged interest? Yes – depending on the timing of your payment

    More >>

    Can you pay off your credit card bill in full and still be charged interest? Yes – depending on the timing of your payment

    More >>
  • More of Us Focused On Losing Debt Than Losing Weight

    More of Us Focused On Losing Debt Than Losing Weight

    Which would you rather do in 2019 – lose the spare tire around your waist or the excess debt dragging down your finances? Americans clearly struggle with both debt and obesity. In late 2018, NerdWallet estimated...More >>
    Which would you rather do in 2019 – lose the spare tire around your waist or the excess debt dragging down your finances? Americans clearly struggle with both debt and obesity. In late 2018, NerdWallet estimated the average...More >>
  • Medigap Plans Changing In 2020

    Medigap Plans Changing In 2020

    Your Medicare eligibility date impacts the coverage that you qualify for. If you are eligible for Medicare before 2020, then your options will be different than those of Americans who become eligible from January...More >>
    Your Medicare eligibility date impacts the coverage that you qualify for. If you are eligible for Medicare before 2020, then your options will be different than those of Americans who become eligible from January 1, 2020 on....More >>
  • Tax season begins January 28

    Tax season begins January 28

    Did you have a happy New Year? We certainly hope so. Now it's time to get back to regular routines and take care of January chores, including gathering your tax information

    More >>

    Did you have a happy New Year? We certainly hope so. Now it's time to get back to regular routines and take care of January chores, including gathering your tax information

    More >>
  • How To Identify Tax Identity Theft

    How To Identify Tax Identity Theft

    Tax filing season is upon us. Soon you will be filing your paperwork and perhaps receiving a nice check — unless thieves file a return in your name first and falsely claim your refund. Unfortunately, if a thief...More >>
    Tax filing season is upon us. Soon you will be filing your paperwork and perhaps receiving a nice check — unless thieves file a return in your name first and falsely claim your refund. Unfortunately, if a thief has your...More >>
  • Super Bowl Numbers

    Super Bowl Numbers

    Are you ready for Super Bowl LIII (or 53, if you prefer)? On Sunday, February 3, at Mercedes-Benz Stadium in Atlanta, GA, the Los Angeles Rams and the New England Patriots will meet to determine who hoists the...More >>
    Are you ready for Super Bowl LIII (or 53, if you prefer)? On Sunday, February 3, at Mercedes-Benz Stadium in Atlanta, GA, the Los Angeles Rams and the New England Patriots will meet to determine who hoists the Vince Lombardi...More >>
  • Getting the jump on April 15

    Getting the jump on April 15

    Is it tax time already? You may not want to admit it, but tax time starts well before the filing deadline

    More >>

    Is it tax time already? You may not want to admit it, but tax time starts well before the filing deadline

    More >>
  • 9 Popular Tax Credits

    9 Popular Tax Credits

    While many deductions were cut or modified with the Tax Cuts and Jobs Act (TCJA) of 2017, most tax credits were retained. Tax credits are more powerful than tax deductions because they directly subtract from your...More >>
    While many deductions were cut or modified with the Tax Cuts and Jobs Act (TCJA) of 2017, most tax credits were retained. Tax credits are more powerful than tax deductions because they directly subtract from your tax bill...More >>
  • How To Prevent The Shutdown From Hurting Your Credit Score

    How To Prevent The Shutdown From Hurting Your Credit Score

    If you're a furloughed government employee or other worker sidelined by the shutdown – or worse, working without a paycheck – you're probably at risk of missing payments or racking up large credit card...More >>
    If you're a furloughed government employee or other worker sidelined by the shutdown – or worse, working without a paycheck – you're probably at risk of missing payments or racking up large credit card bills. How do...More >>
  • 2 out of 3 loans used for credit cards and loan consolidation

    2 out of 3 loans used for credit cards and loan consolidation

    What do you do with debts that have unfavorable interest rates or difficult payment terms? If you can, consolidate them into one debt stream with more favorable terms

    More >>

    What do you do with debts that have unfavorable interest rates or difficult payment terms? If you can, consolidate them into one debt stream with more favorable terms

    More >>
  • Top 13 Ways To Cut Your Taxes

    Top 13 Ways To Cut Your Taxes

    Are you ready to cut your tax bill as much as possible? Consider these thirteen ways to keep your contributions to Uncle Sam as low as possible. 1. Filing Status – Are you filing under the correct status? It's...More >>
    Are you ready to cut your tax bill as much as possible? Consider these thirteen ways to keep your contributions to Uncle Sam as low as possible. 1. Filing Status – Are you filing under the correct status? It's usually...More >>
  • Credit Card Income Updates 101

    Credit Card Income Updates 101

    By Sandra Parsons When you apply for a credit card, the card issuer collects personal information, including your income. It's one of the factors they consider when deciding whether to approve or decline your...More >>
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  • Nearly 1 In 4 feel they'll never escape from significant debt

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    According to the latest Household Debt and Credit Report from the New York Federal Reserve, America's total household debt has surpassed $13.5 trillion. Do you sometimes feel like $13 trillion of that debt is yours?

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    According to the latest Household Debt and Credit Report from the New York Federal Reserve, America's total household debt has surpassed $13.5 trillion. Do you sometimes feel like $13 trillion of that debt is yours?

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  • "Debit Or Credit?" It's Still A Debit Card

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  • New 2019 tax laws

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    Here is a reminder of changes affecting your tax returns for the 2018 tax year

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    Here is a reminder of changes affecting your tax returns for the 2018 tax year

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  • 19 Most Popular Tax Deductions For 2019

    19 Most Popular Tax Deductions For 2019

    The Tax Cuts and Jobs Act (TCJA) limited itemized deductions and doubled the standard deduction to entice more taxpayers to skip itemizing – but money-saving deductions still remain for eligible taxpayers. Do you...More >>
    The Tax Cuts and Jobs Act (TCJA) limited itemized deductions and doubled the standard deduction to entice more taxpayers to skip itemizing – but money-saving deductions still remain for eligible taxpayers. Do you qualify for...More >>
  • An Easy Way To Turn Unused Gift Cards Into Cash

    An Easy Way To Turn Unused Gift Cards Into Cash

    Did Santa bring you more gift cards this holiday season? Do you have a pile of partially used gift cards with small remaining balances? You can redeem them as part of a larger balance, but if you don't...More >>
    Did Santa bring you more gift cards this holiday season? Do you have a pile of partially used gift cards with small remaining balances? You can redeem them as part of a larger balance, but if you don't regularly shop at...More >>
  • 8 Ways At-Home Entrepreneurs Can Supplement Their Income

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    By Andrea Woroch There's nothing more rewarding than starting your own business. Opening the front door of a shop for the first time, launching a new product or watching your problem-solving solution take...More >>
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  • How the interest rate increase affects you

    How the interest rate increase affects you

    Your Christmas gift from the Federal Reserve is here. Surprise! It's another 0.25% hike in the Federal Funds rate

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    Your Christmas gift from the Federal Reserve is here. Surprise! It's another 0.25% hike in the Federal Funds rate

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  • Ways To Avoid The SALT Tax Cap

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    One of the most controversial provisions of the 2017 Tax Cuts and Jobs Act (TCJA) was the limit it placed on state and local tax (SALT) deductions. The TCJA capped the deduction on combined payments for state and...More >>
    One of the most controversial provisions of the 2017 Tax Cuts and Jobs Act (TCJA) was the limit it placed on state and local tax (SALT) deductions. The TCJA capped the deduction on combined payments for state and local...More >>
  • Government Shutdown Brings Mortgage Obstacles

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    The Shutdown's Housing Market Woes It's a great time to buy a home, and you're ready. You've saved up a suitable down payment, found a home, and settled on a lender. As an added bonus, interest rates are at...More >>
  • 2 Out Of 5 Balance Transfer Cardholders Don't Pay Off Their Balance In Time

    2 Out Of 5 Balance Transfer Cardholders Don't Pay Off Their Balance In Time

    A balance transfer card with a 0% introductory interest rate can be an excellent way to consolidate high-interest debt and efficiently pay it down. It can also be a way to avoid reality and rack up even greater...More >>
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  • Retirement and multiple employment plans

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    Multiple employment plans allow businesses in completely unrelated industries to pool their resources under the same retirement plan umbrella

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  • More than half of rewards credit cardholders carry a balance

    More than half of rewards credit cardholders carry a balance

    Rewards cards can provide great benefits – but they can also tempt you to overspend. When that happens, you're more likely to carry a balance and wipe out your rewards with interest charges

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  • Tax Identity Theft Lower But Still A Problem

    Tax Identity Theft Lower But Still A Problem

    Identity thieves have many ways to steal your money – including fraudulent tax returns. They file a return in your name as early as possible to beat your legitimate return, with fake financial data designed to...More >>
    Identity thieves have many ways to steal your money – including fraudulent tax returns. They file a return in your name as early as possible to beat your legitimate return, with fake financial data designed to claim a large...More >>
  • Consumers $1 Trillion More In Debt In Just 5 Years

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    How would you handle $4 trillion of debt? Hopefully, you'll never have to answer that question – but America's total outstanding non-mortgage consumer debt is nearing the $4 trillion mark. (Add mortgage debt, and our...More >>
  • You still need a high credit score to refinance

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    Times aren't great in the mortgage refinancing market

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    Times aren't great in the mortgage refinancing market

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  • 10 Tips For Dealing With Holiday Debt, Part 2

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    Holiday Debt On the Increase Are your credit cards still smoking from holiday overuse? Based on a recent MagnifyMoney survey, it wouldn't be surprising. Consumers who financed their holiday spending averaged...More >>
    Holiday Debt On the Increase Are your credit cards still smoking from holiday overuse? Based on a recent MagnifyMoney survey, it wouldn't be surprising. Consumers who financed their holiday spending averaged $1,230 in...More >>
  • 10 Tips For Dealing With Holiday Debt, Part 1

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    Santa was not so kind to your friends and relatives this year, so you felt the need to fill the gap. You overspent on holiday gifts, and now you are stuck with a significant amount of holiday debt. Gratitude from...More >>
    Santa was not so kind to your friends and relatives this year, so you felt the need to fill the gap. You overspent on holiday gifts, and now you are stuck with a significant amount of holiday debt. Gratitude from gift...More >>
  • Changing your mind on Social Security benefits

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    You've just become eligible for Social Security benefits. Are you going to apply for them now, wait until your full retirement age, or delay benefits as long as you possibly can?

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    You've just become eligible for Social Security benefits. Are you going to apply for them now, wait until your full retirement age, or delay benefits as long as you possibly can?

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  • Forced Credit Account Closures Rising While More Applications Denied

    Forced Credit Account Closures Rising While More Applications Denied

    According to Federal Reserve data, serious credit card delinquencies rose sharply in late 2016 and continued to grow through 2018, nearing 5% of cardholders. Similarly, involuntary account closures rose from 4.2%...More >>
    According to Federal Reserve data, serious credit card delinquencies rose sharply in late 2016 and continued to grow through 2018, nearing 5% of cardholders. Similarly, involuntary account closures rose from 4.2% in 2016 to...More >>
  • 5 steps to take if turned down for a checking account

    5 steps to take if turned down for a checking account

    Take a deep breath and start your path to redemption using these five tips

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    Take a deep breath and start your path to redemption using these five tips

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  • 2019 Housing Market Predictions

    2019 Housing Market Predictions

    Is 2019 the year you finally buy that starter home? Are you upgrading or downsizing to a new home? Are you interested in how your home value is likely to change over the next year? We offer these 2019 housing...More >>
    Is 2019 the year you finally buy that starter home? Are you upgrading or downsizing to a new home? Are you interested in how your home value is likely to change over the next year? We offer these 2019 housing market...More >>
  • 6 tips to make your 2019 budget

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    Many people are reconsidering their budget to prevent holiday overspending over the next few months. If you are one of these people, good for you – but why stop there?

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    Many people are reconsidering their budget to prevent holiday overspending over the next few months. If you are one of these people, good for you – but why stop there?

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  • Second Chance Checking 101

    Second Chance Checking 101

    Are you finding it difficult to open a new bank account due to a previous mismanaged account? Your bridges with your bank may not have burned down completely. Get back into your bank’s good graces with a second...More >>
    Are you finding it difficult to open a new bank account due to a previous mismanaged account? Your bridges with your bank may not have burned down completely. Get back into your bank’s good graces with a second chance...More >>
  • How To Protect Yourself From Mobile Malware

    How To Protect Yourself From Mobile Malware

    Do you take mobile device security as seriously as you should? You probably connect to the Internet more on mobile devices than you do on desktops – especially on smartphones, since you're likely never far away...More >>
    Do you take mobile device security as seriously as you should? You probably connect to the Internet more on mobile devices than you do on desktops – especially on smartphones, since you're likely never far away from...More >>
  • Consumer Credit And Blockchain

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    While you have plenty of tools to protect your personal information, your data is arguably in as much danger as it's ever been. It's not that you don't take precautions (although many Americans...More >>
    While you have plenty of tools to protect your personal information, your data is arguably in as much danger as it's ever been. It's not that you don't take precautions (although many Americans don't),...More >>
  • Interest rates on the rise this holiday season

    Interest rates on the rise this holiday season

    America has been enjoying historically low interest rates for years – but those days are coming to an end

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    America has been enjoying historically low interest rates for years – but those days are coming to an end

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  • Changes to Medicare in 2019

    Changes to Medicare in 2019

    In 2019, changes to Medicare may improve the healthcare options and flexibility for beneficiaries

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    In 2019, changes to Medicare may improve the healthcare options and flexibility for beneficiaries

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  • Less Than 1 In 5 Of Us Change Passwords As Often As We Should

    Less Than 1 In 5 Of Us Change Passwords As Often As We Should

    How often do you change passwords on all of your accounts? Or, are all of your passwords simply "password" or "123"? Like most of us, you probably don't change passwords very often or make them very...More >>
    How often do you change passwords on all of your accounts? Or, are all of your passwords simply "password" or "123"? Like most of us, you probably don't change passwords very often or make them very challenging because...More >>
  • Don't answer that text from your "bank"

    Don't answer that text from your "bank"

    Your smartphone may substitute for your bank card. However, that adds another avenue for fraudsters to trick you out of personal information and drain your bank account

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    Your smartphone may substitute for your bank card. However, that adds another avenue for fraudsters to trick you out of personal information and drain your bank account

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  • Beneficiary Designations 101

    Beneficiary Designations 101

    You've kept your will updated regularly to make sure your assets are distributed according to your wishes upon death. Have you done the same thing with your beneficiary designations? If not, your wishes may not...More >>
    You've kept your will updated regularly to make sure your assets are distributed according to your wishes upon death. Have you done the same thing with your beneficiary designations? If not, your wishes may not be...More >>
  • Now Is When People Fall Behind On Bills

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    Does your wallet take a bigger hit during the holiday season? If so, you aren’t alone. According to a recent study by LendingTree, more consumers fall behind on their bills in December than in any other month. ...More >>
    Does your wallet take a bigger hit during the holiday season? If so, you aren’t alone. According to a recent study by LendingTree, more consumers fall behind on their bills in December than in any other month. LendingTree...More >>
  • 7 December Moves To Save On 2018 Taxes

    7 December Moves To Save On 2018 Taxes

    The holiday season is full of plans and activities that make December incredibly hectic. If you are the average American, tax considerations and financial adjustments are pretty low on your holiday to-do list....More >>
    The holiday season is full of plans and activities that make December incredibly hectic. If you are the average American, tax considerations and financial adjustments are pretty low on your holiday to-do list. However, you...More >>
  • Yet another large data breach – Are you protected?

    Yet another large data breach – Are you protected?

    As many as half a billion customers may be affected, making the Marriott hack the second largest ever in terms of exposed records

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    As many as half a billion customers may be affected, making the Marriott hack the second largest ever in terms of exposed records

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  • 2 Of 5 Students Get Credit Cards Without Credit Card Education

    2 Of 5 Students Get Credit Cards Without Credit Card Education

    As a college student, you've learned a lot of things in the last few years – most of which you can actually discuss with your parents. However, a new U.S. News survey suggests you might be missing a basic part...More >>
    As a college student, you've learned a lot of things in the last few years – most of which you can actually discuss with your parents. However, a new U.S. News survey suggests you might be missing a basic part of your...More >>
  • Courts Recognize Importance Of High Credit Scores – Do You?

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    How important is your credit score? It doesn't generally affect your daily life but ignoring your credit score can cause serious financial problems. Are you unconvinced? Consider the case of Cameron v. Cameron....More >>
    How important is your credit score? It doesn't generally affect your daily life but ignoring your credit score can cause serious financial problems. Are you unconvinced? Consider the case of Cameron v. Cameron. The New...More >>
  • How to avoid overspending this holiday season

    How to avoid overspending this holiday season

    You've overspent during past holiday seasons, but you're determined not to let it happen this year. What's your plan to prevent painful post-holiday bills?

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    You've overspent during past holiday seasons, but you're determined not to let it happen this year. What's your plan to prevent painful post-holiday bills?

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  • Get a credit card without a job

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    If you are just starting out on your own and have no job yet, or you're down on your luck and currently unemployed, will you be able to qualify for a credit card? The answer is yes, within limitations

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    If you are just starting out on your own and have no job yet, or you're down on your luck and currently unemployed, will you be able to qualify for a credit card? The answer is yes, within limitations

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  • Now is the best time for a rewards credit card

    Now is the best time for a rewards credit card

    Do you have a rewards credit card? If not, now is the perfect time to consider one

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    Do you have a rewards credit card? If not, now is the perfect time to consider one

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  • 5 New Year's resolutions to raise your credit score

    5 New Year's resolutions to raise your credit score

    You're determined to make 2019 the year you raise your credit score. Why not get off to a good start with these five New Year's resolutions to send your credit score in the right direction?

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    You're determined to make 2019 the year you raise your credit score. Why not get off to a good start with these five New Year's resolutions to send your credit score in the right direction?

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  • Disability income and debt

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    iStockphoto.com/IldoFrazaoiStockphoto.com/IldoFrazao

    What can disabled persons do about telephone calls and letters from collectors? What happens if you are sued?

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    What can disabled persons do about telephone calls and letters from collectors? What happens if you are sued?

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  • MoneyTips Premium Membership Now Available To Protect You From Identity Theft

    MoneyTips Premium Membership Now Available To Protect You From Identity Theft

    Another day, another huge data hack. With half-a-billion people affected by the Marriott International breach, it's a great day for identity thieves, but bad for the rest of us. At MoneyTips, we've heard...More >>
    Another day, another huge data hack. With half-a-billion people affected by the Marriott International breach, it's a great day for identity thieves, but bad for the rest of us. At MoneyTips, we've heard and...More >>
  • Checking account scams

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    iStockphoto.com/Daisy-DaisyiStockphoto.com/Daisy-Daisy
    iStockphoto.com/Daisy-DaisyiStockphoto.com/Daisy-Daisy

    Your checking account is a tempting target for thieves. You must stay alert for the many varieties of checking account scams – but first, you must be able to recognize a scam when you see one

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    Your checking account is a tempting target for thieves. You must stay alert for the many varieties of checking account scams – but first, you must be able to recognize a scam when you see one

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  • Education tax savings

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    Monday, March 26 2018 9:31 AM EDT2018-03-26 13:31:26 GMT
    iStockphoto.com/artisteeriStockphoto.com/artisteer
    iStockphoto.com/artisteeriStockphoto.com/artisteer

    If you are paying college expenses for yourself or for one of your dependents, you may be able to deduct the tuition and fees on your federal tax return

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    If you are paying college expenses for yourself or for one of your dependents, you may be able to deduct the tuition and fees on your federal tax return

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  • Free tax preparation

    Free tax preparation

    Friday, March 9 2018 10:02 PM EST2018-03-10 03:02:11 GMT
    iStockphoto.com/Kali9iStockphoto.com/Kali9
    iStockphoto.com/Kali9iStockphoto.com/Kali9

    If you are one of the many Americans struggling to understand how to fill out your tax forms, the IRS — yes, that IRS — may be able to offer you free help

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    If you are one of the many Americans struggling to understand how to fill out your tax forms, the IRS — yes, that IRS — may be able to offer you free help

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  • Top 12 Mistakes to Avoid In Tax Planning

    Top 12 Mistakes to Avoid In Tax Planning

    Wednesday, February 28 2018 4:12 AM EST2018-02-28 09:12:30 GMT
    Failure to plan is planning to fail. That phrase applies to many aspects of life, including taxes. Avoid tax-time failure with adequate planning while watching out for these 12 pitfalls. 1. Disorganization – If...More >>
    Failure to plan is planning to fail. That phrase applies to many aspects of life, including taxes. Avoid tax-time failure with adequate planning while watching out for these 12 pitfalls. 1. Disorganization – If you have...More >>
  • How To File Your Taxes For Free

    How To File Your Taxes For Free

    Friday, February 23 2018 10:10 PM EST2018-02-24 03:10:20 GMT
    Formed in 2003, IRS Free File is the product of a partnership between the Internal Revenue Service and a group of twelve online tax software suppliers that form the Free File Alliance – including such familiar...More >>
    Formed in 2003, IRS Free File is the product of a partnership between the Internal Revenue Service and a group of twelve online tax software suppliers that form the Free File Alliance – including such familiar names as...More >>
  • Should couples file taxes jointly or separately?

    Should couples file taxes jointly or separately?

    Wednesday, February 21 2018 10:09 PM EST2018-02-22 03:09:17 GMT
    iStockphoto.com/bowie15iStockphoto.com/bowie15
    iStockphoto.com/bowie15iStockphoto.com/bowie15

    Married couples have the choice of filing their taxes jointly or separately. What is the best option for you and your spouse?

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    Married couples have the choice of filing their taxes jointly or separately. What is the best option for you and your spouse?

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  • 9 Tax Breaks For The Young

    9 Tax Breaks For The Young

    Tuesday, February 20 2018 4:08 AM EST2018-02-20 09:08:29 GMT
    Congratulations! You've got your first major job. Unfortunately, you've also got new tax obligations. Welcome to the workforce. You probably want to deal with your taxes as quickly as possible. Most people...More >>
    Congratulations! You've got your first major job. Unfortunately, you've also got new tax obligations. Welcome to the workforce. You probably want to deal with your taxes as quickly as possible. Most people do,...More >>
  • 9 crucial tax deductions

    9 crucial tax deductions

    Friday, February 16 2018 4:06 AM EST2018-02-16 09:06:30 GMT
    iStockphoto.com/JannHuizengaiStockphoto.com/JannHuizenga
    iStockphoto.com/JannHuizengaiStockphoto.com/JannHuizenga

    Like most Americans, you probably want to get through your taxes as quickly as possible.

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    Like most Americans, you probably want to get through your taxes as quickly as possible.

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  • Insuring jewelry 101

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    Wednesday, February 14 2018 10:05 PM EST2018-02-15 03:05:59 GMT
    iStockphoto.com/theprintiStockphoto.com/theprint
    iStockphoto.com/theprintiStockphoto.com/theprint

    For Valentine's Day, we hope you bought a thoughtful gift for your significant other. It's the thought that counts, of course, but let us give you a tip or two

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    For Valentine's Day, we hope you bought a thoughtful gift for your significant other. It's the thought that counts, of course, but let us give you a tip or two

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  • No W-2 tax form? What to do

    No W-2 tax form? What to do

    Wednesday, February 14 2018 4:05 AM EST2018-02-14 09:05:38 GMT
    iStockphoto.com/fizkesiStockphoto.com/fizkes
    iStockphoto.com/fizkesiStockphoto.com/fizkes

    These days, you probably want to file your taxes as early as possible to prevent identity thieves from filing a false return in your name — but that requires you to have the necessary forms in hand, including W-2 forms.

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    These days, you probably want to file your taxes as early as possible to prevent identity thieves from filing a false return in your name — but that requires you to have the necessary forms in hand, including W-2 forms.

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  • What We Spend On Valentine's Day (Infographic)

    What We Spend On Valentine's Day (Infographic)

    Tuesday, February 13 2018 4:05 AM EST2018-02-13 09:05:14 GMT
    This Valentine's Day, besides sappy songs, Americans will hear a lot of "Marry me?" and "Ka-ching!" Amidst a staggering nine million marriage proposals, Americans are estimated to spend $20 billion on...More >>
    This Valentine's Day, besides sappy songs, Americans will hear a lot of "Marry me?" and "Ka-ching!" Amidst a staggering nine million marriage proposals, Americans are estimated to spend $20 billion on Valentine's...More >>
  • What are Exemptions, Deductions and Credits?

    What are Exemptions, Deductions and Credits?

    Monday, February 12 2018 10:05 PM EST2018-02-13 03:05:09 GMT
    It is easy to lump exemptions, deductions, and credits into the same basket of tax-saving mechanisms, but they are distinctly different. Here are the simplified differences: What They Reduce – Deductions and...More >>
    It is easy to lump exemptions, deductions, and credits into the same basket of tax-saving mechanisms, but they are distinctly different. Here are the simplified differences: What They Reduce – Deductions and exemptions both...More >>
  • Top 9 Tax Benefits Of Parenthood

    Top 9 Tax Benefits Of Parenthood

    Friday, February 9 2018 10:04 PM EST2018-02-10 03:04:16 GMT
    Congratulations! You have just been handed your first little bundle of joy in the hospital and have embarked on the long journey of parenthood. It is a trip full of joyful experiences that make the corresponding...More >>
    Congratulations! You have just been handed your first little bundle of joy in the hospital and have embarked on the long journey of parenthood. It is a trip full of joyful experiences that make the corresponding aggravations...More >>
  • Is your W-2 tax form less than your salary?

    Is your W-2 tax form less than your salary?

    Friday, February 9 2018 4:04 AM EST2018-02-09 09:04:15 GMT
    iStockphoto.com/LPETTETiStockphoto.com/LPETTET
    iStockphoto.com/LPETTETiStockphoto.com/LPETTET

    The W-2 is the base document that defines your tax obligations, so it is important that you review and understand yours.

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    The W-2 is the base document that defines your tax obligations, so it is important that you review and understand yours.

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  • Not Every 1099 Raises Your Tax Bill

    Not Every 1099 Raises Your Tax Bill

    Wednesday, February 7 2018 10:05 PM EST2018-02-08 03:05:13 GMT
    If you're a traditional employee, every year you receive a W-2 form from your employer that records your earnings for the year and the amount of taxes withheld from those earnings. IRS 1099 forms are...More >>
    If you're a traditional employee, every year you receive a W-2 form from your employer that records your earnings for the year and the amount of taxes withheld from those earnings. IRS 1099 forms are complements to the...More >>
  • Best And Worst States For Retirement

    Best And Worst States For Retirement

    Friday, February 2 2018 4:02 AM EST2018-02-02 09:02:01 GMT
    Do you plan to "retire in place" and stay in your current area, or are you interested in retiring in a different state? In either case, you may want to consult a recent study by WalletHub if retirement is imminent....More >>
    Do you plan to "retire in place" and stay in your current area, or are you interested in retiring in a different state? In either case, you may want to consult a recent study by WalletHub if retirement is imminent. The...More >>
  • Top 15 Tax Deductions For The Self-Employed

    Top 15 Tax Deductions For The Self-Employed

    Friday, January 19 2018 10:02 PM EST2018-01-20 03:02:07 GMT
    As a self-employed person, you probably have been watching the development of the Tax Cuts and Jobs Act with some trepidation. The tax code is not often kind to the self-employed, nor are most of the changes to the...More >>
    As a self-employed person, you probably have been watching the development of the Tax Cuts and Jobs Act with some trepidation. The tax code is not often kind to the self-employed, nor are most of the changes to the code. ...More >>
  • IdentityTheft.gov 101

    IdentityTheft.gov 101

    Friday, May 5 2017 3:54 AM EDT2017-05-05 07:54:44 GMT
    The news seems to be filled with stories about hackers and identity theft these days, and rightly so. According to the Identity Fraud Study released by Javelin Strategy & Research, there were 15.4 million...More >>
    The news seems to be filled with stories about hackers and identity theft these days, and rightly so. According to the Identity Fraud Study released by Javelin Strategy & Research, there were 15.4 million victims of...More >>
  • How the Mega-Rich Avoid Paying Taxes

    How the Mega-Rich Avoid Paying Taxes

    Wednesday, April 26 2017 3:52 AM EDT2017-04-26 07:52:02 GMT
    It is rumored that some of the wealthiest Americans manage to pay less in taxes than some of their employees. They achieve this by one of two methods: doing their own financial and tax planning or paying someone to...More >>
    It is rumored that some of the wealthiest Americans manage to pay less in taxes than some of their employees. They achieve this by one of two methods: doing their own financial and tax planning or paying someone to do it for...More >>
  • Generate Virtual Card Numbers For All Your Credit Cards

    Generate Virtual Card Numbers For All Your Credit Cards

    Has your credit card information been exposed in a data breach? If not, it probably will be at some point. According to the Identity Theft Resource Center (ITRC), 14.2 million credit card numbers were exposed in...More >>
    Has your credit card information been exposed in a data breach? If not, it probably will be at some point. According to the Identity Theft Resource Center (ITRC), 14.2 million credit card numbers were exposed in 2017 – an...More >>
  • What People With High Credit Scores Share

    What People With High Credit Scores Share

    Do you have excellent credit, with a credit score between 801 and 850? If not, it may help to review the common habits of those who do. A credit score is a single number based on your credit report, which is a...More >>
    Do you have excellent credit, with a credit score between 801 and 850? If not, it may help to review the common habits of those who do. A credit score is a single number based on your credit report, which is a history of...More >>
  • Consumers Know Little About Credit Reporting

    Consumers Know Little About Credit Reporting

    A recent survey by Credit Takeoff revealed that although the majority of the 500 American respondents prioritize having a good credit score, many have a poor understanding of how credit scores and credit reporting...More >>
    A recent survey by Credit Takeoff revealed that although the majority of the 500 American respondents prioritize having a good credit score, many have a poor understanding of how credit scores and credit reporting work. Only...More >>
  • 10 Things To Do When Your Wallet Is Stolen

    10 Things To Do When Your Wallet Is Stolen

    You reach into your pocket or purse, but your wallet isn’t where it belongs. With a sinking feeling, you realize that your wallet is lost, and likely stolen. What do you do now? Avoid the urge to panic and think...More >>
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  • We Paid $113 Billion In Credit Card Fees And Interest Last Year

    We Paid $113 Billion In Credit Card Fees And Interest Last Year

    America's debt load continues to rise. According to the latest Quarterly Report on Household Debt and Credit from the New York Federal Reserve, our collective debt is $13.54 trillion as of Q4 2018. While the...More >>
    America's debt load continues to rise. According to the latest Quarterly Report on Household Debt and Credit from the New York Federal Reserve, our collective debt is $13.54 trillion as of Q4 2018. While the vast...More >>
  • Top Benefits Of Credit Cards

    Top Benefits Of Credit Cards

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  • Would Credit Card Interest Capped At 15% Help Or Hurt You?

    Would Credit Card Interest Capped At 15% Help Or Hurt You?

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  • Millennials Have Lowest Credit Scores Of Any Generation

    Millennials Have Lowest Credit Scores Of Any Generation

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  • 44% Of Adults Are Identity Theft Victims

    44% Of Adults Are Identity Theft Victims

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    You've heard about identity theft, but just how widespread is it? Our exclusive MoneyTips survey revealed that nearly half of adult Americans are identity theft victims. We surveyed 509 Americans in November to learn...More >>
  • 38% Of Perfect Credit Scores Held By Lower Or Middle Class

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  • Seniors With RV Payments They Can't Afford

    Seniors With RV Payments They Can't Afford

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    By Eric Olsen, Executive Director, HELPS Nonprofit Law Firm Recreational Vehicle (RV) loans last typically for 10-15 years and sometimes up to twenty years. Often a medical condition or simply a change in lifestyle makes...More >>
  • 1 Out Of 3 Americans Don't Use A Budget

    1 Out Of 3 Americans Don't Use A Budget

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    Do as I say, not as I do. Do you ever fall into that trap? New research from Debt.com suggests that you might have that attitude when it comes to budgets. Debt.com recently surveyed the budgeting habits and attitudes of...More >>
  • What Is Your Identity Worth To Crooks?

    What Is Your Identity Worth To Crooks?

    Congratulations! You're worth a bit more this year than you were last year – at least in the eyes of identity thieves. The website Top10VPN recently released their 2019 Dark Web Market Price Index, a summary...More >>
    Congratulations! You're worth a bit more this year than you were last year – at least in the eyes of identity thieves. The website Top10VPN recently released their 2019 Dark Web Market Price Index, a summary of current...More >>
  • How Home Equity Borrowing Affects Your Credit Score

    How Home Equity Borrowing Affects Your Credit Score

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  • Credit Card Charge-Offs Hit Seven-Year High

    Credit Card Charge-Offs Hit Seven-Year High

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    Watch Your Credit Card Debt Are you keeping your credit card debt under control? Recent data from Bloomberg shows that more consumers are having a hard time doing so. Credit card issuers reported a 3.82% charge-off rate on...More >>
  • Nearly 1 In 3 Report Criminals Tried To Use Their Lost Credit Cards

    Nearly 1 In 3 Report Criminals Tried To Use Their Lost Credit Cards

    Your wallet is gone, along with your credit cards. Is your worry justified that someone will try to use your credit cards and stick you with the bill? We decided to find out. In an exclusive MoneyTips survey, we...More >>
    Your wallet is gone, along with your credit cards. Is your worry justified that someone will try to use your credit cards and stick you with the bill? We decided to find out. In an exclusive MoneyTips survey, we asked 509...More >>
  • Credit Reporting Errors: When Legal Action Might Be The Next Step

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    If you check your credit report regularly (and you should), there's a reasonable chance that you've come across an error. A 2012 Federal Trade Commission study of U.S. credit reporting found that upon...More >>
    If you check your credit report regularly (and you should), there's a reasonable chance that you've come across an error. A 2012 Federal Trade Commission study of U.S. credit reporting found that upon reviewing...More >>
  • Millennial Renters Vs. Buyers

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    How much does your credit score affect a mortgage offer? In some cases, a credit score could make the difference between purchasing a home or being forced to rent instead. That's especially true for millennials. Many...More >>
  • Over Half Of Balance Carriers Have Had Year-Long Credit Card Debt

    Over Half Of Balance Carriers Have Had Year-Long Credit Card Debt

    Do you carry a balance on your credit card? Does the balance haunt you each month, running up interest charges, despite your best efforts to pay it off? You're not alone. According to a new survey by Clever, a...More >>
    Do you carry a balance on your credit card? Does the balance haunt you each month, running up interest charges, despite your best efforts to pay it off? You're not alone. According to a new survey by Clever, a real...More >>
  • Most Personal Loan Borrowers See Higher Credit Scores

    Most Personal Loan Borrowers See Higher Credit Scores

    Can you raise your credit score by taking out a personal loan? You can if you borrow responsibly – and a new study from LendingTree.com shows that borrowers with lower credit scores can see significant benefits. ...More >>
    Can you raise your credit score by taking out a personal loan? You can if you borrow responsibly – and a new study from LendingTree.com shows that borrowers with lower credit scores can see significant benefits. Outstanding...More >>
  • Use Your Tax Refund To Build Credit

    Use Your Tax Refund To Build Credit

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    What do you plan to do with your tax refund? Maybe you have your eye on upgrading your phone, buying a new computer, or splurging on a long overdue vacation. Have you considered using your tax refund to build your credit? ...More >>
  • Are You Prepared For An Economic Slowdown?

    Are You Prepared For An Economic Slowdown?

    Beware of Credit Score Inflation America's credit scores have improved along with the improving economy. Compared to 2006, there are approximately fifteen million fewer Americans with credit scores below 660...More >>
    Beware of Credit Score Inflation America's credit scores have improved along with the improving economy. Compared to 2006, there are approximately fifteen million fewer Americans with credit scores below 660 and a...More >>
  • Why You Don't Want To Be "Credit-Retired"

    Why You Don't Want To Be "Credit-Retired"

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    You've reached a point where you don't have to use credit cards anymore. Your home is paid off. You don't have other outstanding debts. You must be an excellent credit risk, right? As strange as it sounds,...More >>
  • Credit Score Limits Dropping For Mortgages

    Credit Score Limits Dropping For Mortgages

    If you're in the market for a home, a high credit score is key to qualifying for a mortgage loan and getting the lowest interest rates possible. What do you do if your credit score is toward the lower edge of...More >>
    If you're in the market for a home, a high credit score is key to qualifying for a mortgage loan and getting the lowest interest rates possible. What do you do if your credit score is toward the lower edge of...More >>
  • 45% Of People Who Lose Their Wallets Have To Spend An Entire Day Or More To Undo The Damage

    45% Of People Who Lose Their Wallets Have To Spend An Entire Day Or More To Undo The Damage

    You reach for the bill, and then realize that your wallet is missing. You mentally retrace your steps, add up how much cash was in there, and stress over whether someone will use your credit cards and try to steal...More >>
    You reach for the bill, and then realize that your wallet is missing. You mentally retrace your steps, add up how much cash was in there, and stress over whether someone will use your credit cards and try to steal your...More >>
  • These Crooks Got 25,000 Credit Cards For Non-Existent People

    These Crooks Got 25,000 Credit Cards For Non-Existent People

    It's bad enough when someone steals your identity and opens accounts in your name. What happens if thieves steal part of your identity and use it to create a non-existent person? Synthetic identity theft...More >>
    It's bad enough when someone steals your identity and opens accounts in your name. What happens if thieves steal part of your identity and use it to create a non-existent person? Synthetic identity theft occurs when...More >>
  • How Does Your Credit Score Compare To Your Neighbors?

    How Does Your Credit Score Compare To Your Neighbors?

    Few things get people more fired up than rivalries between states. State lines become battlegrounds over sports, economics, culture ... and credit scores? A credit score comparison may not have the same intensity...More >>
    Few things get people more fired up than rivalries between states. State lines become battlegrounds over sports, economics, culture ... and credit scores? A credit score comparison may not have the same intensity as a...More >>
  • Credit Card Debt At Record $870 Billion

    Credit Card Debt At Record $870 Billion

    What's your credit card balance right now? If it's zero, congratulations! You aren't contributing to America's record $870 billion in outstanding credit card balances. According to Q4 2018 data...More >>
    What's your credit card balance right now? If it's zero, congratulations! You aren't contributing to America's record $870 billion in outstanding credit card balances. According to Q4 2018 data from the...More >>
  • 50+ Million Of Us Never Change Most-Used Credit Card

    50+ Million Of Us Never Change Most-Used Credit Card

    You're happy with your favorite credit card. You've used it for years and years. Why would you consider changing to a different one? Card loyalty is a popular attitude in America, according to a new poll...More >>
    You're happy with your favorite credit card. You've used it for years and years. Why would you consider changing to a different one? Card loyalty is a popular attitude in America, according to a new poll from...More >>
  • Debt Spiral Method Of Paying Off Debt

    Debt Spiral Method Of Paying Off Debt

    If you're dealing with credit card debt, you know high interest rates make it difficult to get ahead. Even when you're staying on top of your minimum payments, it can take a long time to make a dent in your...More >>
    If you're dealing with credit card debt, you know high interest rates make it difficult to get ahead. Even when you're staying on top of your minimum payments, it can take a long time to make a dent in your...More >>
  • 40 Million Americans Will Miss At Least One Credit Card Payment In 2019

    40 Million Americans Will Miss At Least One Credit Card Payment In 2019

    It's another lean financial month. You'll be lucky just to make the minimum payment on your credit card bill. Should you wait until you can pay a larger portion of your bill, or pay what you can on time? ...More >>
    It's another lean financial month. You'll be lucky just to make the minimum payment on your credit card bill. Should you wait until you can pay a larger portion of your bill, or pay what you can on time? In a recent...More >>
  • New Account Credit Card Fraud Up 24% In 2018

    New Account Credit Card Fraud Up 24% In 2018

    Welcome to the 2018 Consumer Fraud Awards Show! We have a great show for you, with criminal activity galore. Tonight's winners are chosen based on information from the Consumer Sentinel Network 2018 Data Book...More >>
    Welcome to the 2018 Consumer Fraud Awards Show! We have a great show for you, with criminal activity galore. Tonight's winners are chosen based on information from the Consumer Sentinel Network 2018 Data Book and brought...More >>
  • U.S. Has Nearly 37 Million Active Personal Loan Accounts

    U.S. Has Nearly 37 Million Active Personal Loan Accounts

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    What was America's fastest-growing type of consumer debt in 2018? You may think credit card debt, given that revolving debt has topped the trillion-dollar mark – but according to new data from the credit reporting agency...More >>
  • Nearly Half Of Those Who Lose Credit Or Debit Cards Don't Know Any Of Their Card Numbers

    Nearly Half Of Those Who Lose Credit Or Debit Cards Don't Know Any Of Their Card Numbers

    Do you know your credit card numbers by heart? Or at least have them recorded somewhere safe? If you can't locate them, you want to make sure you can put a stop to them before someone else racks up charges on...More >>
    Do you know your credit card numbers by heart? Or at least have them recorded somewhere safe? If you can't locate them, you want to make sure you can put a stop to them before someone else racks up charges on your cards....More >>
  • Many Millennials Suffer Homebuyer's Remorse

    Many Millennials Suffer Homebuyer's Remorse

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    Congratulations! You've made it through the home-buying process. You feel a great sense of satisfaction and relief. Will you feel the same way over time? According to a new survey from Bankrate.com, you have a decent...More >>
  • Credit Card Debt By Age And Income

    Credit Card Debt By Age And Income

    According to Federal Reserve data, America's outstanding revolving debt – mostly credit card debt – stood at $1.055 trillion at the end of 2018. Who holds most of that debt? ValuePenguin's report on...More >>
    According to Federal Reserve data, America's outstanding revolving debt – mostly credit card debt – stood at $1.055 trillion at the end of 2018. Who holds most of that debt? ValuePenguin's report on average credit...More >>
  • Debt Lasso Method Of Paying Off Debt

    Debt Lasso Method Of Paying Off Debt

    If you've ever carried credit card debt (and most of us have), you know how difficult it can be to get out from under it. The Federal Reserve's data shows that as of the fourth quarter of 2018, the average...More >>
    If you've ever carried credit card debt (and most of us have), you know how difficult it can be to get out from under it. The Federal Reserve's data shows that as of the fourth quarter of 2018, the average APR for...More >>
  • 4 Of 9 Credit Card Applications Submitted On Mobile Device

    4 Of 9 Credit Card Applications Submitted On Mobile Device

    You probably receive plenty of credit card offers, through both direct mail and digital methods like card issuer e-mails and social media ads. Which path is more effective? If you aren't receptive to a new...More >>
    You probably receive plenty of credit card offers, through both direct mail and digital methods like card issuer e-mails and social media ads. Which path is more effective? If you aren't receptive to a new credit card...More >>
  • Sexual Chemistry More Important For Singles With Lower Credit Scores

    Sexual Chemistry More Important For Singles With Lower Credit Scores

    What are your top five must-have factors in a romantic partner? If you selected trust, communication, honesty compatibility, and sexual chemistry, you're in sync with most respondents in a new survey from...More >>
    What are your top five must-have factors in a romantic partner? If you selected trust, communication, honesty compatibility, and sexual chemistry, you're in sync with most respondents in a new survey from Elevate's...More >>
  • New W-4 Form Shows Craziness of Tax Program

    New W-4 Form Shows Craziness of Tax Program

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    Simplification Creates Complexity Do you love getting a big tax refund? You shouldn't. You paid more than you owed and gave the government an interest-free loan when you could have been putting that money to better use. ...More >>
  • 8 In 10 Americans Want More Credit Card Protection

    8 In 10 Americans Want More Credit Card Protection

    Prior to the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009, restrictions on credit card issuers were loose at best. In the wake of the Great Recession, the CARD Act imposed...More >>
    Prior to the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009, restrictions on credit card issuers were loose at best. In the wake of the Great Recession, the CARD Act imposed proof-of-income...More >>
  • How To File For A Tax Extension

    How To File For A Tax Extension

    Procrastinator alert: your taxes are due! If you are nowhere near ready as the scary deadline approaches, you may file an extension with the IRS that gives you up to six more months to file your taxes. Filing an...More >>
    Procrastinator alert: your taxes are due! If you are nowhere near ready as the scary deadline approaches, you may file an extension with the IRS that gives you up to six more months to file your taxes. Filing an extension...More >>
  • More Than 1 In 4 Whose Wallets Vanish Lose Cash, Credit And Debit Cards, And Driver's License

    More Than 1 In 4 Whose Wallets Vanish Lose Cash, Credit And Debit Cards, And Driver's License

    When your wallet or pocketbook disappears, it's not just cash that you're losing. MoneyTips wanted to see how often people lose credit cards, IDs, and even prescription medications when they are a victim of...More >>
    When your wallet or pocketbook disappears, it's not just cash that you're losing. MoneyTips wanted to see how often people lose credit cards, IDs, and even prescription medications when they are a victim of theft or...More >>
  • Top 5 Reasons For Personal Loans

    Top 5 Reasons For Personal Loans

    Do you whip out your credit card to take care of every large purchase? Maybe you shouldn't. A personal loan may be a better alternative – but when would it be best for you? A recent finder.com survey explored...More >>
    Do you whip out your credit card to take care of every large purchase? Maybe you shouldn't. A personal loan may be a better alternative – but when would it be best for you? A recent finder.com survey explored the...More >>
  • Americans Are On The Move

    Americans Are On The Move

    Expand Your Horizons You've been searching for a long time for your new home, without success. Maybe you're looking in the wrong place. According to the Census Bureau's 2017 American Housing Survey...More >>
    Expand Your Horizons You've been searching for a long time for your new home, without success. Maybe you're looking in the wrong place. According to the Census Bureau's 2017 American Housing Survey (AHS), 35% of...More >>
  • When Credit Card Debt Is Tax-Deductible

    When Credit Card Debt Is Tax-Deductible

    Wouldn't it be nice if you could deduct your credit card debt from your taxes? For most Americans, that's just a dream that will never come true. However, some circumstances allow you to deduct some credit...More >>
    Wouldn't it be nice if you could deduct your credit card debt from your taxes? For most Americans, that's just a dream that will never come true. However, some circumstances allow you to deduct some credit card debt...More >>
  • Only 25% Of Americans Know This Simple Tax-Savings Trick

    Only 25% Of Americans Know This Simple Tax-Savings Trick

    You've completed your 2018 tax return, and you don't like the results. How did you end up owing so much money? There's nothing you can do about it now ... or is there? While the 2017 Tax Cuts and Jobs...More >>
    You've completed your 2018 tax return, and you don't like the results. How did you end up owing so much money? There's nothing you can do about it now ... or is there? While the 2017 Tax Cuts and Jobs Act...More >>
  • What's The Best Time To Sell Your Home?

    What's The Best Time To Sell Your Home?

    New Data Shows When To List Your Home Ah, springtime. Flowers are blooming, birds are chirping – and homes are selling. Are you planning to sell your home, too? According to new research by Zillow, you should...More >>
    New Data Shows When To List Your Home Ah, springtime. Flowers are blooming, birds are chirping – and homes are selling. Are you planning to sell your home, too? According to new research by Zillow, you should list your...More >>
  • Credit Monitoring Vs. Identity Theft Protection

    Credit Monitoring Vs. Identity Theft Protection

    You know you need to protect your accounts and personal information – but what is the best method? Should you use a credit monitoring service or subscribe to identity theft protection instead? What's the...More >>
    You know you need to protect your accounts and personal information – but what is the best method? Should you use a credit monitoring service or subscribe to identity theft protection instead? What's the difference...More >>
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